From a market research we found out that independent financial advisory services is required by most investors.
In particular, in the Us market, according to the last CFP Board of Standards research (the most important world organization in the sector), fee only financial advisors represent the professional group that, at least half of Us investors need.
In Europe, the one professional group has started since several years and, after a hard and complex work, fee only financial advisors are regularly recognized as professional (we refer in particular to 2007/39/CE Directive, MIFID).
In Italy, actually we are seeing a fast increase in interest for all regarding fee only financial advisory (that is are all activities generated without interest conflict, that usually comes in the sale of financial products), that in the short term, will become institutionalized by a National Professional Register.
Opening market to independent financial advisor, in a context of rising demand of these services, represents a strong opportunity for people who wants to cover a position of independent advisor and not seller or tied agent.
In financial world, product selling imply transfer of all risks and commissions: higher the level of risk transferred, higher are the fees received by those who make and placed the one product.
For example, structured derivatives sold at enterprise, govt entities and private, have a strong fee stratus higher than an equity, bond and monetary mutual fund.
Investors, who often have difficulties to understand product present in their portfolio, doesn’t have consciousness of implicit risk in their investments.
Consultique, thanks to independence and skills, assists customer in rebalancing activity of risk present on investments that make its portfolio.
Consultique aderisce a NAFOP, l’associazione nazionale dei professionisti e delle società di consulenza finanziaria indipendente.
NAFOP è nata nel 2005, per volere dei soci fondatori tra cui la stessa Consultique, allo scopo di regolamentare, tutelare e sviluppare l’esercizio della professione di Consulente Finanziario Indipendente, nonché la cura, la qualificazione professionale e la diffusione della conoscenza presso il pubblico della professione e del suo ruolo.
FO è il marchio registrato di proprietà di Consultique SIM e contraddistingue l’attività di quei professionisti e quelle società di consulenza finanziaria indipendente remunerati esclusivamente a parcella dai propri clienti.
Solo questi soggetti, che operano in totale assenza di conflitti d’interesse, possono fregiarsi del titolo “Fee Only” rappresentato dal marchio FO.
